My secretary Anita thinks that I am an utterly control freak when it comes to fiscal responsibility of retirement. I used almost every free calculator available on InterNet to estimate if I have enough net worth to sustain myself by retiring next year. I used calculators to do a budget on my projected monthly cash flow. I planned out for the next five years how to allocate money to the three buckets: (1) ready cash and laddered CD, (2) funds for year 5-10 (value stocks, laddered bonds, etc.), and (3) funds for after year 10 through 30. I also estimated the risk of longevity (use calculators to project when will I die: it turned out I will live to between 83 - 93. I guess I did everything I could think of so far trying to be responsible. Then I am going to leave it to God for the rest of my life.
Now I need to stick to my cash flow budget, and see if the projections and my plan works out well! Other than that, I just have to be thankful and enjoy life.